Home Improvement Loans – The Lough Credit Union

Why Invest in Your Home with a Home Improvement Loan?

There’s no doubt about it, home improvements can be costly and take time to get right. We have seen a huge pick-up in home improvements in recent times however, due to the current housing status. In Cork, we are going through a housing crisis, making it difficult for many people to find new homes or even rent. Because of this, the people of Cork and in the Lough and Togher areas have stated investing heavily in their homes, which is drastically increasing their value. Home improvements done right can increase the market value of your home, make your home a more comfortable and stylish place for you and your family and if you are a landlord, you can charge higher and still fair rent.

Why The Lough Credit Union is The Right Choice:

At The Lough Credit Union, not only do we offer you competitive loan improvement rates, but we also offer an outstanding service and benefits that you won’t find elsewhere:

  • Free loan protection insurance
  • Loan Interest Rebates
    • Both last year and the year before we paid 10% interest rebates back into the savings accounts of our members paying back loans, making our rates even more competitive
  • 95% loan approval rate
  • Your money goes into the community
    • As a not-for-profit organisation, we put the money you give to us back into the community via sponsorship and community initiatives, such as Togher Defibrillator Fund, Cork City Missing Person Search and Recovery, The Barrs and much more.

Ask Us About a Loan

We believe strongly in building your future. With that in mind, make sure to call us, email us or call into one of our offices. Our staff members provide excellent service for our members and always operate with the utmost discretion and the members’ needs in mind.

Unlike other institutions, we are a friendly, understanding face who are here to help you with financial aid and not to use loans solely for profit.

With that in mind, call us on 021 496 3384, email us at staff@loughcu.ie or call into 100-103, Bandon Road, or Shournagh Lawn, Togher.

Also, to keep up with all of our happenings, you can follow us on Facebook, Twitter, Instagram or join our mailing list.

REMEMBER: We love our locals.

The images in this post were designed with the help of Cork Independent.

The Lough Credit Union Sponsors Cork City Missing Persons Search and Recovery

The Lough Credit Union Sponsors Large Amount to Cork City Persons Search and Recovery

As many of you many know, last week was Credit Union Week, and what better way to finish it off than by giving €1,000 in sponsorship to a fantastic charity?

On Friday, 20th October, 2017, The Lough Credit Union generously donated €1,000 to Cork City Missing Person Search and Recovery and you can see why below:

 

Cork City Missing Persons Search and Recovery

Cork City Missing Persons Search and Recovery has been around for the past 13 years and has been providing a much needed and appreciated service to our local communities. A registered charity based in Cork City, CCMPSAR conducts land and water based missing persons searches throughout Cork city & county and Ireland. Their services are free of charge and they will respond to call outs from Gardaí, Coast guard and family members of missing persons.

The service that they provide to the community or  family of a missing person is like no other. CCMPSAR meet these families in their darkest hour. Oftentimes, these families never knew that a voluntary service such as CCMPSAR existed, but they are always so thankful once known.  Speaking of their services, Chairman Edwin O’Sullivan states that,

“It is important to us to give these families hope and reassurance from the time they meet us that we will do everything within our power to search for and recover their loved one. Our search lengths vary from days to weeks to months and for this time we will continue to search. We utilize various pieces of equipment  such as boats, side scan sonar, which takes a live video feed of the river bed from our boat, a remote air drone and our dive section”.

 

Details of Sponsorship

The Lough Credit Union has always known about Cork City Missing Persons Search and Recovery and has wanted to donate for a long time. With this in mind, we reached out and contacted CCMPSAR to sponsor them €1,000, which they will use towards equipment and their services. It is important to The Lough Credit Union that we help our local community as much as humanly possible. We care about each person in our community and want our community to know just how much we care. We are thrilled to be able to give to such a worthy cause and to have our support mean so much to them.

L-R: Chris O’Donovan, John Daly, Edwin O’Sullivan, Irene O’Keefe, Pádraig Power

Cork City Missing Persons Search and Recovery’s Thanks to The Lough Credit Union

Following on from the above, Chairmand Ediwn O’Sullivan stated:

“The sponsorship from the Lough Credit Union will help us in the maintenance and purchasing of new equipment. It will ensure that our crew members will be able to provide our service in a safe manner. Without donations such as this, our searches would be a lot harder both mentally and physically. We are absolutely honoured that we where chosen by The Lough Credit Union and would like to thank them for the service they have provided us for years”.

The Lough Credit Union sponsors a large host of charities and different organisations throughout the year. To keep up-to-date with who we sponsor and with our other going-ons, follow us on Facebook, Twitter, Instagram and our mailing list.

The Lough Credit Union – Togher & Bandon Road – staff@loughcu,ie – 021 496 3384

International Credit Union Day at The Lough Credit Union

International Credit Union Day

International Credit Union Day has been around since 1958 and celebrates the Credit Union difference – the membership between us and our members. Members always have been and always will be the pillar-stone of the Credit Union movement, which is why, yet again, we want to celebrate our members and show you all a fantastic time!

What’s Happening in Our Branches

To celebrate International Credit Union Day, on Thursday October 19th we will host a day of festivities with in-house prize-givings, colouring for children, decorations, refreshments and most importantly, smiles on all of our members’ faces! Join us to celebrate the role the The Lough Credit Union plays in our community and the close relationship that we have with our members and everyone in our common bond.

This Year’s International Credit Union Day Theme

This year’s theme was well thought out and is, ‘Dreams Thrive Here’. This is to highlight the role that Credit Unions play in aiding our members in making personal and professional dreams a reality. We have always wanted to help our members to progress in their lives and to be of benefit to them in allowing them to get themselves even further along their chosen paths with financial aid. With a host of loan and savings products, we help all of our members for newborns to the elderly to make their dreams a reality and it is what keeps us going everyday.

The Rest of Credit Union Week

So, even though we are celebrating International Credit Union Day on Thursday, 19th October, we are actually celebrating throughout the entire week, as it is Credit Union Week! For this, we will be sponsoring a generous sum of money to Cork City Missing Person Search And Recovery on Friday 20th October. Cork City Missing Person Search And Recovery is one of Cork’s most amazing charities. Bringing hope and love to members of the community and showing that through working together we can achieve amazing results, Cork City Missing Person Search And Recovery really is a dream organisation.

We will also be kicking off Credit Union Week on Monday 16th October at 9pm with Cork Hour on Twitter, where we will be giving away a fantastic prize!

Make sure to join in in our Twitter conversation on Monday and to call into us on Thursday to celebrate your local Credit Union while we give you prizes to celebrate our local members.

For any questions on any of the above, feel free to email Pádraig at padraig@loughcu.ie or call our offices on 021 496 3384.

To keep up-to-date with all things local and The Lough Credit Union, follow us on Facebook and Twitter and join our mailing list.

 

 

Irish Credit Unions Win Customer Experience & Shortlisted For LGBT Friendly Financial Institution

Customer Experience Winners & Shortlisted For LGBT Friendly Financial Institution – Irish Credit Unions

Though it is always the case, we have to say that we are filled with pride this week, as Credit Unions have both won Customer Experience Institution of the year and have been shortlisted as Ireland’s top LGBT Friendly Financial Institution 2017. It has always been the case that we put our members first and that members have been the most important part of our dynamic – but wow, is it rewarding to see that our members feel our love!

 

Customer Experience CXI Awards – Credit Unions Top The List

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The first of our astounding news is that Credit Unions have come out on top yet again as the top company in Ireland for Customer Experience. This is not the 1st time that this has happened and it’s not the 2nd either… this is the 3RD CONSECUTIVE YEAR that Credit Unions have been Ireland’s top Customer Experience Provider!

Of course, the main reason that we have topped this pole yet again is because of you. The Credit Union is Ireland’s only financial co-op between itself and its members. We ARE the community and it is because of the love that our members show us that we are able to reciprocate and provide excellent service – so thank you.

 

Shortlisted For LGBT Friendly Financial Institution

 

We are equally thrilled to be shortlisted for LGBT Financial Institution. Cork has a huge LGBT community and we are so happy to be part of such a great group of people! Corkonians alike have always supported one another and this is seen throughout the entire country – particularly being the first country in the world to pass gay marriage by popular vote. We are fully behind our LGBT brothers and sisters and are honoured to be shortlisted as Ireland’s best LGBT Friendly Financial Institution. With LGBT members of the community working in our offices and so many being our members, we are proud you know we care.

Of course, as Mama Ru would say:

 

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And we are delighted to say that we love the Credit Union and that we love you!

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Thank You!

To finish off this post, we just want to say thank you to all of our members and to everyone in the country who voted for us to win and be shortlisted for these fantastic awards. It is because of you that we are open and because of you that we can show we care.

 

Stay in touch by following us on Facebook & Twitter & signing up to our mailing list.