Set Your Imagination Free – Credit Union Art Competition 2017

Credit Union Art Competition 2017 Has Arrived:

This year’s Credit Union Art Competition has been announced and the theme is **Drum roll please**… ‘SET YOUR IMAGINATION FREE‘!

The annual art competition gains huge attention and entries from Credit Union members all around Ireland… but we have to say, we think our entries are the best 😉

With over 30,000 entries a year and a huge supply of fantastic Corkonian talent, this is an amazing competition for both the young and old in our community. This year, the Irish League of Credit Unions chose ‘Set Your Imagination Free’ to hold no boundaries on your talent. We want to see what inspires you, as what inspires our members, in turn, inspires us.

How To Enter

Entry is VERY easy. Just pop into either our Bandon Road or Togher offices and ask for an entry form – it’s as easy as that! We have ample entry forms in house and are more than excited for you to come in a pick them up.

Closing Date

So the competition had 3 stages… the local level, the Chapter level and the League level, all of which have a variety of fantastic prizes. The closing date for entry to the local level (which in turn passes winner to the next level and so forth) for The Lough Credit Union is October 27th 2017. With that said, you have plenty of time, so no excuses!

Benefits of Art to Young & Old

Art is an amazing thing. Not only does it help adults to de-stress and develop creative problem solving skills, but it also nurtures fine-motor skills for children and neural development. Of course, a huge thing for everyone is also self-expression. A great idea that we love, is grandparents, parents, aunt/uncles, and children sitting down and doing their own artworks side by side – this can be such a good bonding experience!

Free Your Imagination

With all of the above in mind, you clearly have no reason not to enter – particularly as the grand finals hold a prize award giving in Croke Park next year!

Pick up one of these in-house:

If you have any questions just give us a call on 021 496 3384 or email us at – or contact us via our site!

Home Improvement – €100 Winner! – The Lough Credit Union

Home Improvement Competition

Firstly, we just want to say a huge thank you to all of those who entered our Home Improvement Facebook Competition.

We know that home improvements are key to making your home a happier and more comfortable environment – and that most people like to do this at this time of year. Most importantly though, we know that these improvements can come with a hefty price tag.

That is why we held our home improvement competition with a grand prize of €100, which so many of you entered.

And The Winner Is Pat O’Mahony

And we just want to say a huge CONGRATULATIONS to our winner: Pat O’Mahony!!

Pat sent in a picture of his gorgeous home improvement that he is proud of and it really is something special. I don’t know about the rest of you, but this is definitely something that we might try to emulate in our homes! Pat showed us the importance of family and portraying that in your home, a lovely display.

Pat collected his prize yesterday in our Bandon Road office:

Unlucky to everyone who didn’t win. We had so many fantastic entries and it was tough to choose. We will post some of these pics on our Facebook page and website.

For Those Who Didn’t Win:

For anyone who didn’t win and still wants to improve their home, or for anyone who didn’t enter, but wants to spruce up their crib then remember that we have fantastic home improvement loans on offer so don’t be shy, pop in an we’ll sort you out!

Future Competitions:

For future competitions with similar amazing prizes, follow us on Facebook and Twitter and make sure to sign up to our Mailing List (where you will also get to hear some local news).

We have some great competitions coming up and they will vary from Facebook to Twitter and in-branch, so to be in with a chance to win in each of our comps then our mailing list is your best shout to hear about them.

That’s it for now – we will talk to you all again early next week. Have a great weekend!

5 Home Improvement Tips & Ideas

With children back to school and autumn setting in, September/October is the perfect time of year to dust the shelves, sit down and think of some great ways to improve your home. Home improvements can be brilliant for comfort and style and adding value to your home. At The Lough Credit Union, we know about home improvement struggles and we know that many of our members are always on the hunt for inspiration. Because we love you all so much, we decided to give you some tips.

5 Home Improvement Tips:


1. Get Inspired

Often, we get inspired when we’re looking around our home. We see something and think, “Ooh, it would be so nice if I changed this, put this there, redesigned that”, etc. Sometimes we get so caught up in our ideas that we run to the shops, buy DIY bits or call a contractor and get the work done straight away. This is great time-wise, but does it always have the best result? We recommend looking on Pinterest, Instagram, or in your friends’/families’ homes for inspiration before you invest. This can spark your imagination for even better home improvements – and can often save you cash too! Looking around online can help find tricks and tips to improve your home on a budget and achieve even better results.


2. Invest in The Right Tools/Contractor

We know from personal experience how easy it is to get the equipment for your new presses, shelves, cabinets, etc. and then skimp on buying the right tools, or choosing a contractor just because they’re a little cheaper than who you really wanted. These seem like intelligent ways to save a penny, particularly when doing an expensive home improvement project. Honestly, this can end up costing you even more in the long-run! Cheap tools/work often result in a finished product that just isn’t as perfect as it could be. From experience on the tools front – sometimes your hard work and efforts can even fall apart sooner than you had imagined! Take a step back, invest in the right things and you won’t be sorry.


3. Take a Home Improvement Loan

Using the right tools/contractor can be expensive, but is worth it because you are adding value to your home. Of course, you firstly need to have the money to spend to do this at all! As home improvement projects do not pay for themselves, you can come to The Lough Credit Union and ask us about taking a home improvement loan. With fantastic interest rates of 9.9%, over 95% of loans approved and flexible repayment plans, we will make sure to take care of you and offer you the best service so that you can have the best home for you.


4. Have a Plan

Boring… we know! You should sit down, have a look at your options, plan what you are going to do, your materials, your contractor and your time-line. We have seen SO MANY unfinished home improvement projects. You surely have too right? This is the worst scenario. Having unfinished projects defeats the work you have done, often looks worse than before and does not add value to your home. Logistics may not be the most exciting aspect of home improvements, but they are key.


5. Have FUN!

Once you have the right design, plan and home improvement loan there is nothing to do but have fun! Home improvements can be such a fun process and whether you’re living alone, in a family or with friends it can be a real release of creativity and a bonding experience. Home improvements are a great way to stay off the internet and look away from the television and who doesn’t take pride in making their home an even better place to live?

We hope that the above tips and tricks for improving your home helps and if you have any financial queries or want to inquire about taking out a home improvement loan then do not hesitate to pop into The Lough Credit Union, email us @ or call us on 021 496 3344 – remember, We Love Our Locals!

5 Back To School Tips For Cork Students

It is that dreaded time of year once again where the days get shorter, students have to rise earlier and the roads become a nightmare for everyone else. We know that study is not what you want to be thinking about right now – and we know how stressed your parents can be making sure that you get back in the swing of things! With that is mind, we decided to do what’s best of our Union of Corkonian students out there and make a list of 5 things that are sure to help you get back in (and stay in!) the swing of things.

The Lough Credit Union‘s Top Back to School Tips:

Tip 1: Prep With The Proper School Equipment

Cork School Supplies

Starting back in school is stressful enough without realising on your 1st day that you forgot to bring pens, enough copies, update your pencil case to your new favourite trend, etc. With this in mind, students and parents alike need to make sure that this is the last of your worries! With plenty of great local school supply stores in Cork, there are no excuses for Cork student’s not to have the perfect equipment. We do know that school supplies can be expensive, however, so if you do need a hand then parents – don’t hesitate to come in and apply for a back to school loan. With over 95% of our loans approved, we will have your children prepped and ready to go!

Tip 2: Don’t Procrastinate

Easier said than done, but if you procrastinate from the get-go then you are only making things more difficult for yourself when you try to get back on track! Sit down with your friends, teachers, parents or guardians and set a realistic plan into action. You’ll thank yourself for it later!

Tip 3: Get Involved!

Hurling By The Lough

Study is important, but socialising can be equally so. Make sure to join your friends in fun activities, whether that be drama, sport, art, music – whatever takes your fancy! These are important activities not only to keep you happy and for personal development, but also to excite your brain so when you do study you soak up more knowledge easier.

Tip 4: Figure Out How You Learn Best

Without getting technical, we all learn differently. Some people learn by seeing, other by doing and others by hearing – figure out what suits you best! The traditional thinking of studying in complete silence and staring at a page can be effective, but maybe not for you!

Tip 5: Sleep

We hate to be the boring old sods, but sleep is important and has to be done… just think of all of the energy you’ll have tomorrow!


For Parents Struggling – Hit Us Up For a Back to School Loan

For all of the parents out there who struggle with school and college supplies, don’t be worried. There are many people in Ireland and in Cork who deal with always rising school fees and supplies and we are always here to help those who need it. Feel free to call into either of our offices if you are in our common bond. We are located on Bandon Road and in Togher. Study loans can really help out and with out low interest rates and 95% approval rate, you can be sure that we are here to help you.

Car Loan Promotion – Mini Car Valet

Congratulations to Vicky Ryan, winner of a mini car valet at Murphys Topaz – Statoil. Vicky received her prize from staff member Lorcan at our Bandon Road office.

We are giving away mini car valets from Murphys Topaz – Statoil up to the end of July!!! To enter, all you have to do is like and share our competition picture to your page!!

The first 5 Car Loans in July will also receive a €50 fuel voucher from Murphys Topaz – Statoil so don’t leave it too late! #welovelocal#supportlocal

Link to facebook competition:

Car Loan Competition 13507011_1151469528207231_7314389552932207792_n

Car Loan Promotion – Mini Car Valet Winner

Congratulations to Linda Summers, winner of a mini car valet at Murphys Topaz – Statoil. Linda received her prize from staff member Mary at our Togher office.

We are giving away mini car valets from Murphys Topaz – Statoil up to the end of July!!! To enter, all you have to do is like and share our competition picture to your page!!

The first 5 Car Loans in July will also receive a €50 fuel voucher from Murphys Topaz – Statoil so don’t leave it too late! #welovelocal#supportlocal

Link to facebook competition:

19601213_1506937322660448_4959564241557961180_n 13507011_1151469528207231_7314389552932207792_n

Do you have a business located within The Lough Credit Union common bond area?

If so we’d like to hear from you.

We have currently identified over 50 businesses within our common bond area and will be arranging staff visits to inform them of the benefits of joining The Lough Credit Union.

Local businesses will also have the opportunity to tell us what we can do to help their staff members.

We have services such as payroll deduction, direct debit and online access available to any person LIVING, WORKING or STUDYING within our common bond area (see image of our common bond area).

To date, we visited staff at the following locations:

The River Lee Hotel
Ryan’s SuperValu, Togher
Lidl Ireland
Lloyds Pharmacy Togher
Irwins Pharmacy Togher
Togher Boys National School
Bons Secours Hospital Cork
Togher Community Centre
Texaco, Togher

If you would like to hear from us or arrange a staff visit, email or ring 021-4963384.

The Lough CU common bond map

Link to this post