Hurling by The Lough sponsored by The Lough Credit Union

Hurling by The Lough sponsored by The Lough Credit Union

Well done to all the teams that participated in Hurling by The Lough on Thursday, 15th June. There was a parade from The Lough Church to The Lough Park where the competition took place. There was a great atmosphere and a huge crowd turned out to support the teams.

Congratulations to each of the winning teams and thanks to the pupils, teachers, parents and volunteers who helped this year’s competition a great success.

See below pictures from Hurling by The Lough sponsored by The Lough Credit Union.

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MYTH BUSTER SURVEY

MYTH BUSTER SURVEY

Members, take The Lough Credit Union myth buster survey and enter a draw for afternoon tea at Hayfield Manor Hotel or The River Lee to the value of €70.

Click on the link to enter: http://bit.ly/2rk9icG

Myth buster 1: You can become a member of more than one credit union.

Any person LIVING, WORKING or STUDYING within The Lough Credit Union common bond area is eligible to join and avail of our services.

Closing date is Thursday, 22nd June at 12noon.

Best of luck!

The Lough CU common bond map

Hurling by The Lough Sponsored by The Lough Credit Union

The Lough Credit Union is delighted to be associated with Hurling by The Lough again this year.

This year’s competition will take place on Wednesday 14th June and Thursday 15th June at The Lough park starting at 6pm.

We would encourage all our members to support the boys and girls representing their local national schools in this competition.

Best of luck to all teams!

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Staff Visit -The Doyle Collection, River Lee Hotel

Thanks to staff members of The Doyle Collection, The River Lee Hotel for accommodating The Lough Credit Union’s staff visit recently.

This visit was part of the Wellness Festival for a week themed around LEARN and staff had the opportunity to learn about financial and health offerings.

Thanks to all the staff who took time out of their busy day to visit our stand and learn about the benefits of joining The Lough Credit Union.

We will be visiting local businesses each week to inform them about the benefits of joining the credit union.

REMEMBER: Any person LIVING, WORKING or STUDYING within The Lough Credit Union common bond area is eligible to join the credit union.

Capture 2 The Lough CU common bond map

Sponsorship – The Parent’s Association of St Aloysius Secondary School

The Lough Credit Union is delighted to support The Parent’s Association of St Aloysius Secondary School with their fundraising efforts for 2018 Calendars to fund the construction of a paved walking circuit within the grounds of the school. This initiative would support the student’s physical and overall health.

Sharon Hegarty, Parent’s Association of St Aloysius Secondary School, receiving a cheque from staff member Deirdre Moley.

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Your Home Improvement Loan – Your Way with The Lough Credit Union

Whether you’re looking for THE ‘We can’t stack the boxes any higher’ LOAN, or THE ‘we need to convert the garage’ HOME IMPROVEMENT LOAN, come and talk to The Lough Credit Union.

WE’RE NOT HERE FOR PROFIT.

WE’RE HERE FOR PEOPLE.

Our philosophy has always been to look at things differently. We understand the difference a home improvement loan can make to your life, increasing comfort and adding space, so we always look at your whole story to make sure you feel at home with the loan process. We only propose home improvement loans with realistic terms, which you can pay back in a way that works best for you.

We don’t charge administration fees or transaction charges and you can pay back your home improvement loan early without penalty, if that becomes an option. Remember, in your local credit union, you are not a customer, you are a valued member.

So if you’re thinking about turning your house into a home again, call in to The Lough Credit Union today.

 

DOING IT YOUR WAY:

No matter what your home improvement loan is for – from a total revamp, to just a little redecorating, The Lough Credit Union will ensure everything is clear, transparent and straightforward. So you can get on with creative and wonderful improvement ideas for your home, your way.

  • There are no hidden fees or transaction charges.
  • Credit union interest rates are fair and reasonable and are capped by law.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • In the event of your death, your credit union loan is insured – subject to terms, conditions and eligibility criteria – at no direct cost to you.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Home Renovation Incentive – now extended to December 2018

The Home Renovation Incentive (HRI) scheme enables homeowners or landlords to claim tax relief on repairs, renovations or improvement work that is carried out on their main home or rental property by tax-compliant contractors and that is subject to 13.5% VAT.

The HRI is paid in the form of a tax credit at 13.5% of qualifying expenditure, which can be set against your income tax over 2 years. This effectively reduces the rate of VAT to zero on qualifying work, up to a value of €30,000.

In order to qualify for the HRI, the work must be done between 25 October 2013 and 31 December 2018 for homeowners and between 15 October 2014 and 31 December 2018 for landlords.

For more information on the Home Renovation Incentive (HRI) scheme, visit: revenue.ie

HOW MUCH DOES A HOME IMPROVEMENT LOAN MY WAY COST?

* For a €5,000 three year variable rate loan with an interest rate of 9%, an annual percentage rate of 9.9%, the monthly repayment will be €161.10 and the total amount repayable will be €5,799.60.

 

 

€1000 Cash Giveaway – Celebrating 50 Years Supporting the Local Community

The Lough Credit Union has teamed up with Cork’s RedFM and Dave Macs Drive to help us celebrate 50 years supporting the local community.

Every day on Dave Macs Drive (4-7pm) Dave will drive people to check out the RedFM Facebook page at a particular time every day.

When listeners check out the RedFM Facebook page they will see that the Red Patrollers are on “Facebook Live” and are in a secret location within the The Lough Credit Union’s common bond area with €50 on the table. The first person to figure out where they are and come up to them will win the €50 in cash!

The Lough CU logo      The Lough CU common bond map

 

As the days go on, the cash gets greater;

Monday           x1 €50    (€50)

Tuesday          x2 €50    (€100)

Wednesday   x3 €50    (150)

Thursday       x4 €50     (€200)

On Friday, in our final secret location, we will have €500 up for grabs!

This secret location on Friday, 26th May will be located somewhere in The Lough common bond area!!

The Lough Credit Union – celebrating 50 Years supporting the local community – loughcu.ie

The Lough Credit Union’s 60 Seconds Video Competition Winner

Congratulation to Kinga Olszewska who was announced as the winner of The Lough Credit Union’s 60 seconds video competition in conjunction with St. Aloysius Girls Secondary School. Kinga’s video highlights the benefits of saving with your local credit union. Kinga took time out from running St. Aloysius schools credit union to receive her Samsung Galaxy Tab E prize. Well done to Kinga from The Lough Credit Union. Check out her winning video below.

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Kinga Olszewska, St. Aloysius Girls Secondary School, receiving her prize from Lorcán McLoughlin, Business Development & Marketing Officer The Lough Credit Union, after winning The Lough Credit Union’s 60 seconds video competition.