LOUGH, STOCK & BARREL LAUNCH – The Lough Credit Union Cork


Our members have been speaking and we have listened!

Gone are the days where you had to pay higher loan rates on larger loan amounts and here are the days of Lough, Stock & Barrel.

Lough, Stock & Barrel is Cork’s newest loan product at an outstanding rate of 5.95% (6.12% APR) on all new loans between €25,000 – €45,000 with a repayment period between 6 – 12 years.

The loan can be for ANY personal loan purpose and you can even COMBINE loans together. For example, do you need a new car and to pay for your child’s college fees? Why not combine the 2 into a loan with a rate that’s even lower than the banks?

Who Is Eligible?

Everyone! Everyone living, working and studying in our common bond is eligible to become a member of The Lough Credit Union. We really take care of the people of Cork. Also, everyone who is a member can apply straight away! Essentially:

You are eligible for a Lough, Stock & Barrel loan if you:

  • Live in our common bond
  • Work in our common bond
  • Study in our common bond
  • Are a member

And when can you apply?

  • You can apply THE SAME DAY YOU JOIN!

When Will You Hear Back?

Once we have all of the correct information, you should hear back about your loan on the SAME DAY!

New Loans Officers:

With the recent introduction of our new loan officers you can now apply in a confidential space and hear your decision on your loan in the same day. We can get back to you on large loans even faster than the banks – saving you both time and money 🙂

How To Repay?

Members of The Lough Credit Union can repay their loans by:

  • Direct Debit (you can use our online banking)
  • Standing Order

If one of the above does not suit then please just as us and we will do our best to accommodate your preferred method of payment.

Want to Win Some $$$?

Follow our Lough, Stock & Barrel campaign on Facebook and Instagram to join in in our 4 WEEKS OF GIVEAWAYS! #LoughStockAndBarrel

Representative Example of Cork’s Finest Loan:

An 8 year variable interest rate loan of €30,000 with 96 monthly repayments of €396 and an interest rate of 5.95% (6.12% APR) has a total amount payable of €38,016. Information correct as of 22/05/2018. The Lough Credit Union is regulated by The Central Bank of Ireland. Loans are subject to approval. Terms & Conditions apply. If you do not meet repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.


If you would like to discuss Cork’s Lough, Stock & Barrel Loan then please pop on in, call us on 021 496 3384 or email us at staff@loughcu.ie

To see our Lough, Stock & Barrel Campaign and to be in with a chance of winning some moolah follow us on our Facebook and Instagram pages.

Easter Weekend Opening Hours – The Lough Credit Union Cork

Easter Weekend Opening Hours – The Lough Credit Union Cork

Hello Everyone!

After a Bank Holiday just last week we’re now heading into another with even MORE time to chill out at home.

Easter Facebook Competition:

Before we gallivant into our opening hours, we have a yet another tremendous competition over on our Facebook where you can win a €50 One4All Voucher to spend on all the Easter chocolate your heart could desire – we know, we’re just too good to you 😉

Opening Hours This Weekend

Now that you have money on your mind, please note that we love our chocolate here and need some time to devour our Lindt bunnies so to celebrate Easter, The Lough Credit Union will CLOSE @ 12.30pm on Friday (30th March 2018), will be CLOSED on Saturday (31st March) and will also be CLOSED on Monday (2nd April).

As always, if you need to check out your account or do any transfers over the weekend you can do so via CU-Online or via our mobile app CU-Anywhere (available on Apple and Android). DO PLEASE NOTE however, that our online banking will be having an UPDATE this Friday from 3.30pm – 7.30pm so will not be accessible betweent hose hours.

Enjoy the weekend and send us any cute snaps you have of your chocolate shenanigans 🙂

The Lough Credit Union Staff.



St. Patrick’s Day Opening Hours – The Lough Credit Union Cork

St. Patrick’s Day Opening Hours – The Lough Credit Union Cork

Hello Members!

We hope that you are all having an amazing week and are all geared up for the fantastic Irish weekend ahead.

St. Patrick’s Day Facebook Competition:

Actually, before we mention our opening hours, we have a fantastic competition over on our Facebook page in which you can win a €50 One4All Voucher for the weekend ahead – make sure to check it out!


Opening Hours This Weekend

Now that you’re in with a chance of winning 50 squid, please note that in honour of our Patron Saint, The Lough Credit Union will be CLOSED this St. Patrick’s Day (Saturday, 17th March 2018). This is so in order to make sure that our staff and members celebrate the day in style.

Of course, if you need to check out your account or do any transfers over the weekend you can do so via CU-Online or via our mobile app CU-Anywhere (available on Apple and Android).

We will be open as normal until 5pm on Friday for any last minute payments, banking, or lending that you might need!

Enjoy the weekend guys 🙂

The Lough Credit Union Staff.


Facebook, Instagram, Twitter.

The Lough Credit Union Introduces Touch ID Login for Mobile App CU-Anywhere

Touch ID Login Introduced for Members of The Lough Credit Union, Cork

The Lough Credit Union has gone above and beyond in order to introduce amazing new software – Touch ID. This new feature has been introduced to The Lough Credit Union’s mobile app: CU-Anywhere, and is seen as a key element in The Lough Credit Union’s new digital plan.



CU-Anywhere (app derived from CU-Online) is the credit union mobile app used for all members’ online banking. This smartphone app can be used on both Apple and Android and allows members to gain instant access into their accounts. Not only does CU-Anywhere allow access to view your balances, it also allows internal and external transfers of funds, the ability to set up standing orders, the ability to set up direct debits, add new payees and other functions seen on competitors’ apps. This is a fantastic one-stop-shop designed to allow members to have fully functional finances without the need of visiting their branch.


What Touch ID means for The Lough Credit Union Members:

Cork credit unions have been working tirelessly to provide the best services and products to all of our members. The Lough Credit Union’s introduction of Touch ID means that members can now ‘bin the pin’ and access their accounts with the simple scan of their fingerprint. In today’s technological progressive climate, people have hundreds of pins and passwords and it can certainly get a little (LOT) confusing. The introduction of Touch ID means that members have one less thing to worry about and can access their online banking seamlessly and with ease. What’s even better is that it’s completely free!


How to Register for Touch ID:

Registering for Touch ID could not be easier. 1) Make sure you have the CU-Anywhere App, 2) Login to your account, 3) click menu on the top right of the screen, 4) click ‘Register for Touch ID’.

Honestly, I’ve been using this for a few days now and it is amazing!


Touch ID Tutorials:

Just in case the above does not explain everything to you, please see our below YouTube links giving you step-by-step demonstrations of all CU-Anywhere registration details:

  1. How to register for for Touch ID via our app
  2. How to access your Credit Union via our app
  3. How to register for CU-Online
  4. How to login to your credit union account via a laptop

I hope that the above all helps!


If you have any questions about CU-Online or CU-Anywhere please either: call into one of our branches, call us on 021 496 3384 or email us at staff@loughcu.ie

The Lough Credit Union AGM 2017 – 11th December

The Lough Credit Union 2017 AGM

The Lough Credit Union will be hosting its Annual AGM this coming Monday December 11th at 7.00pm at Scoil Mhuire na nGrás, Greenmount National School, Greenmount, Cork. 

The Lough Credit Union is committed to catering for and tending to its members. We pride ourselves on our personal and professional approach to lending and savings along with many other financial services including insurances, online banking and mobile apps.

AGM Prizes

Of course, we will have some fabulous prizes at our AGM, as we always do! This is one of our ways of saying thank you to our members for supporting their local Credit Union throughout the year and to toast to future successes for both us and for each and every one of our members.

AGM Competition Launches

Along with the AGM, we also have 2 competition launches. The first of these is for 2 prizes of €100! This is for all members who have their accounts fully up-to-date by January 26th and then March 2nd 2018. The second competition is a Car Loan competition for an outstanding prize of €500!

You can enter either competition without attending the AGM, but we urge all members to attend in order to have your voices heard in your Credit Union – and to win our prizes on the night of course.

We look forward to seeing you on Monday.

To keep up-to-date with all of our competitions and our other going-ons, follow us on FacebookTwitterInstagram and our mailing list.

The Lough Credit Union – Togher & Bandon Road – staff@loughcu,ie – 021 496 3384

International Credit Union Day at The Lough Credit Union

International Credit Union Day

International Credit Union Day has been around since 1958 and celebrates the Credit Union difference – the membership between us and our members. Members always have been and always will be the pillar-stone of the Credit Union movement, which is why, yet again, we want to celebrate our members and show you all a fantastic time!

What’s Happening in Our Branches

To celebrate International Credit Union Day, on Thursday October 19th we will host a day of festivities with in-house prize-givings, colouring for children, decorations, refreshments and most importantly, smiles on all of our members’ faces! Join us to celebrate the role the The Lough Credit Union plays in our community and the close relationship that we have with our members and everyone in our common bond.

This Year’s International Credit Union Day Theme

This year’s theme was well thought out and is, ‘Dreams Thrive Here’. This is to highlight the role that Credit Unions play in aiding our members in making personal and professional dreams a reality. We have always wanted to help our members to progress in their lives and to be of benefit to them in allowing them to get themselves even further along their chosen paths with financial aid. With a host of loan and savings products, we help all of our members for newborns to the elderly to make their dreams a reality and it is what keeps us going everyday.

The Rest of Credit Union Week

So, even though we are celebrating International Credit Union Day on Thursday, 19th October, we are actually celebrating throughout the entire week, as it is Credit Union Week! For this, we will be sponsoring a generous sum of money to Cork City Missing Person Search And Recovery on Friday 20th October. Cork City Missing Person Search And Recovery is one of Cork’s most amazing charities. Bringing hope and love to members of the community and showing that through working together we can achieve amazing results, Cork City Missing Person Search And Recovery really is a dream organisation.

We will also be kicking off Credit Union Week on Monday 16th October at 9pm with Cork Hour on Twitter, where we will be giving away a fantastic prize!

Make sure to join in in our Twitter conversation on Monday and to call into us on Thursday to celebrate your local Credit Union while we give you prizes to celebrate our local members.

For any questions on any of the above, feel free to email Pádraig at padraig@loughcu.ie or call our offices on 021 496 3384.

To keep up-to-date with all things local and The Lough Credit Union, follow us on Facebook and Twitter and join our mailing list.



Irish Credit Unions Win Customer Experience & Shortlisted For LGBT Friendly Financial Institution

Customer Experience Winners & Shortlisted For LGBT Friendly Financial Institution – Irish Credit Unions

Though it is always the case, we have to say that we are filled with pride this week, as Credit Unions have both won Customer Experience Institution of the year and have been shortlisted as Ireland’s top LGBT Friendly Financial Institution 2017. It has always been the case that we put our members first and that members have been the most important part of our dynamic – but wow, is it rewarding to see that our members feel our love!


Customer Experience CXI Awards – Credit Unions Top The List

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The first of our astounding news is that Credit Unions have come out on top yet again as the top company in Ireland for Customer Experience. This is not the 1st time that this has happened and it’s not the 2nd either… this is the 3RD CONSECUTIVE YEAR that Credit Unions have been Ireland’s top Customer Experience Provider!

Of course, the main reason that we have topped this pole yet again is because of you. The Credit Union is Ireland’s only financial co-op between itself and its members. We ARE the community and it is because of the love that our members show us that we are able to reciprocate and provide excellent service – so thank you.


Shortlisted For LGBT Friendly Financial Institution


We are equally thrilled to be shortlisted for LGBT Financial Institution. Cork has a huge LGBT community and we are so happy to be part of such a great group of people! Corkonians alike have always supported one another and this is seen throughout the entire country – particularly being the first country in the world to pass gay marriage by popular vote. We are fully behind our LGBT brothers and sisters and are honoured to be shortlisted as Ireland’s best LGBT Friendly Financial Institution. With LGBT members of the community working in our offices and so many being our members, we are proud you know we care.

Of course, as Mama Ru would say:


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And we are delighted to say that we love the Credit Union and that we love you!

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Thank You!

To finish off this post, we just want to say thank you to all of our members and to everyone in the country who voted for us to win and be shortlisted for these fantastic awards. It is because of you that we are open and because of you that we can show we care.


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