Home Improvement – €100 Winner! – The Lough Credit Union

Home Improvement Competition

Firstly, we just want to say a huge thank you to all of those who entered our Home Improvement Facebook Competition.

We know that home improvements are key to making your home a happier and more comfortable environment – and that most people like to do this at this time of year. Most importantly though, we know that these improvements can come with a hefty price tag.

That is why we held our home improvement competition with a grand prize of €100, which so many of you entered.

And The Winner Is Pat O’Mahony

And we just want to say a huge CONGRATULATIONS to our winner: Pat O’Mahony!!

Pat sent in a picture of his gorgeous home improvement that he is proud of and it really is something special. I don’t know about the rest of you, but this is definitely something that we might try to emulate in our homes! Pat showed us the importance of family and portraying that in your home, a lovely display.

Pat collected his prize yesterday in our Bandon Road office:

Unlucky to everyone who didn’t win. We had so many fantastic entries and it was tough to choose. We will post some of these pics on our Facebook page and website.

For Those Who Didn’t Win:

For anyone who didn’t win and still wants to improve their home, or for anyone who didn’t enter, but wants to spruce up their crib then remember that we have fantastic home improvement loans on offer so don’t be shy, pop in an we’ll sort you out!

Future Competitions:

For future competitions with similar amazing prizes, follow us on Facebook and Twitter and make sure to sign up to our Mailing List (where you will also get to hear some local news).

We have some great competitions coming up and they will vary from Facebook to Twitter and in-branch, so to be in with a chance to win in each of our comps then our mailing list is your best shout to hear about them.

That’s it for now – we will talk to you all again early next week. Have a great weekend!

Put ’em under pressure.

When Jonny Walters’ 2nd goal hit the back of the net on 70 minutes last night the Aviva was rocking and a whole nation erupted with joy. For just the third time ever the Boys in Green are on route to the Euros and there will undoubtedly be an army of green behind them as they go on a mission to set the record straight after what was a depressingly disappointing outing in Poland nearly three and a half years ago.

 

We’ve put together a quick checklist of some things you might need to get sorted before you try to navigate the continent:

  • Return flights/Campervan/A loan of a boat
  • Match tickets
  • Jumpleads for the van
  • Joxer & the lads
  • Somewhere to stay
  • An adequate supply of jocks and socks, and maybe a sleeping bag
  • An Ireland jersey (Preferably of the West Germany ‘88 Vintage, although a 2002 World Cup edition will suffice)
  • A Nokia 3310 out of retirement (can’t be dealing with that iPhone charge!)
  • Gary Breen out of retirement
  • A very understanding boss
  • Your Leaving Cert French Oral notes (of particular use will be the vocabulary in the notes titled “Le Sport” and “Mes Vacances”)
  • A dusty bodhrán, tin whistle or other miscellaneous trad instrument, so you can play the Kerry Polka and that other song you don’t know the name of sixteen thousand times
  • A few bob spending money
  • The emergency “if Ireland get to the final” fund
  • A back up green t-shirt with the obligatory Father Ted reference
  • An endless supply of hope and dreams

 

In 2012 we paid out a large number of loans to members travelling to the Euros and we expect that this time will be no different. So why not take the pressure off and talk to us about a holiday loan to help get you to France and back again for what could be a once in a lifetime tournament. We can be of particular assistance in sorting finance for the items listed in bold – we’re sure you can sort the rest.

 

Visit Loan Calculator

Eat, sleep, save, repeat.

Check out The Lough Credit Union’s 10 Top Tips for UCC students!

As an eventful Freshers Week 2015 draws to a close there’s one last thing all UCC students should do before the week is out and that’s join The Lough Credit Union.

There’s loads of reasons to sign up but here’s just 3 for your brains to process towards the end of what has probably been a very long week:

1. Our Great Rate Education Loan
As a Member you can apply for our Education Loan to help with the student contribution, which might come in handy in January or even next year, and if you can’t afford to take out a loan yourself a parent or guardian could avail of the reduced rate or even go as guarantor. An Education Loan can also help cover the costs of accomodation, laptops, books and any other expense that helps fill that big brain of yours with knowledge. Check out what your repayments would be over on our Loan Calculator.

2. Online & Mobile Banking
We have free full online banking functionality with our “CU-Online” facility, so if you’re ever down to your last pack of Koka noodles and it’s only Wednesday, you can be shamefully bailed out by the National Bank of Mammy & Daddy – they’ll be able to eletronically transfer the money from their bank account into your credit union account using your BIC & IBAN in just a few clicks. (And you can transfer it back when you have it!)

Our online banking is also backed up by our free CU-Anywhere mobile app for iOS and Android devices meaning you can manage your CU finances on the go. The app allows you to sign in an view your CU account balances, make internal and external electronic transfers as well as providing handy access to our mobile website and facebook page.

3. We’re Social
Credit unions are the original crowdfunders. We have been pooling people’s resources together to maximise their benefit for everyone since long before crowdfunding was even a thing. We operate under a co-operative, not-for-profit ethos so everything we do is driven by servicing our Members’ needs, not by corporate greed. We work closely with people and groups in the community and our strategic direction is set by our volunteer Board of Directors which is made up of people from the community.

Any surplus we generate is returned to our Members annually after meeting reserve requirements either through the payment of a dividend on savings, an interest rebate on loans repaid or by reinvesting the money in improving or developing new services.

If you think you might like to join why not visit our membership page and get the ball rolling. You’d be mad not to.

Say Hello to the all new loughcu.ie

We’re delighted to introduce our members to our brand new website which has been in development over the past couple of months. We hope you like it!

We believe that the functionality provided by this site is the first step in providing our members with a genuine full service, community-based alternative to the for-profit banking sector. While many banks have embarked on programmes of branch closure and operational rationisation over the past few years, we have endeavoured to maintain a high standard of personal, face-to-face service at both our offices on Bandon Road and in Togher. We believe that people living in our community deserve to have access to basic financial services on their doorstep without having to pay astronomical fees and charges or without the frustration of always being shoved in the direction of machines and computers.

However, we also identified the need to develop an online and electronic services platform that provides our members with a quick, easy and interactive means of sorting our their finances whether they are in a position to call into our offices or not. The development of this site is in addition to the our recent roll out of our CU-Online facility and our CU-Anywhere mobile app. Indeed we see it as a strategic imperative to bring our services and products directly to our members via the latest technology. This website is designed to provide our members with better quality information about our products, services and activities in a more user-friendly manner than our old website.

We also aim to develop the functionality of this site so that members will be able to avail of the majority of in branch services on the go or from the comfort of their own living rooms. Indeed our ultimate objective is for members of The Lough Credit Union to be in a position to close their bank accounts and look after all their personal finance needs exclusively with us without having to worry about getting to the branch or missing out on the most up-to-date products and services on the market. So with that thought we’d like to invite you to take a look around and tell us what you think.