Eat, sleep, save, repeat.

Check out The Lough Credit Union’s 10 Top Tips for UCC students!

As an eventful Freshers Week 2015 draws to a close there’s one last thing all UCC students should do before the week is out and that’s join The Lough Credit Union.

There’s loads of reasons to sign up but here’s just 3 for your brains to process towards the end of what has probably been a very long week:

1. Our Great Rate Education Loan
As a Member you can apply for our Education Loan to help with the student contribution, which might come in handy in January or even next year, and if you can’t afford to take out a loan yourself a parent or guardian could avail of the reduced rate or even go as guarantor. An Education Loan can also help cover the costs of accomodation, laptops, books and any other expense that helps fill that big brain of yours with knowledge. Check out what your repayments would be over on our Loan Calculator.

2. Online & Mobile Banking
We have free full online banking functionality with our “CU-Online” facility, so if you’re ever down to your last pack of Koka noodles and it’s only Wednesday, you can be shamefully bailed out by the National Bank of Mammy & Daddy – they’ll be able to eletronically transfer the money from their bank account into your credit union account using your BIC & IBAN in just a few clicks. (And you can transfer it back when you have it!)

Our online banking is also backed up by our free CU-Anywhere mobile app for iOS and Android devices meaning you can manage your CU finances on the go. The app allows you to sign in an view your CU account balances, make internal and external electronic transfers as well as providing handy access to our mobile website and facebook page.

3. We’re Social
Credit unions are the original crowdfunders. We have been pooling people’s resources together to maximise their benefit for everyone since long before crowdfunding was even a thing. We operate under a co-operative, not-for-profit ethos so everything we do is driven by servicing our Members’ needs, not by corporate greed. We work closely with people and groups in the community and our strategic direction is set by our volunteer Board of Directors which is made up of people from the community.

Any surplus we generate is returned to our Members annually after meeting reserve requirements either through the payment of a dividend on savings, an interest rebate on loans repaid or by reinvesting the money in improving or developing new services.

If you think you might like to join why not visit our membership page and get the ball rolling. You’d be mad not to.

UCC Fee Flexibility a Welcome Development

We’re just a few short weeks away from the beginning of the academic year in UCC and with close to 20,000 students set to return to Leeside there is a buzz about the city.

 

The good news for new and returning UCC students is that the college is now offering payment plans for students to help make paying the student contribution that bit more manageable. The flexibility introduced over the past five or six years is definitely to be welcomed and should help alleviate the financial burden experienced when going to third level.

 

For students who wish to pay the balance of the student contribution up front they will be looking at paying in two installments –  €1,665 upon registering and the remaining balance of €1,500 on or before the 31st of January in 2016.

 

The college is also offering three undergraduate payment plans for paying the €3,000 contribution with options including six installments of €500, eight installments of €375 or one installment of €1,500 and three further installments of €500. Other plans are also available for undergraduate repeat year fees, post-graduate tuition and for students required to pay for full tuition and the contribution.

 

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Check out the full terms and conditions of the plans here.

It’s also worth taking a look at the Fees Office page – there’s lots of helpful information there about how and when students can make their payments.

Check out our special reduced rate Education Loans.

 Loan Calculator