Both new or current existing members can apply for a loan with us. If you are considering applying for a loan, contact us today and our dedicated loans team can discuss your options with you.

We offer a range of different loans for our members based on their income, affordability and financial needs. Our loans offering includes:

  • Motor loan
  • Educational loans for students
  • Personal loans for any occasions including weddings, holidays or home improvements.
  • Welcome loans
  • Secure loans
  • Lough, Stock & Barrel loans
  • Consolidation Loans
  • Green loans

Loans up to €2,000 require 1 recent payslip/social welfare/pension slip.

Loans between €2,001 and €10,000 require 2 recent payslips/social welfare/pension slip and 1 full month bank statement within the last 3 months

Loans between €10,001 and €30,000 require 3 recent payslips/social welfare/pension slip and current 2 month bank statement.

Loans €30,000+ require 3 recent payslips/social welfare/pension slip and current 3 month bank statement.

Each loan is assessed individually based on the members affordability and ability to repay. This is measured based on documents submitted to us on application i.e payslips and bank statements. First time borrowers must provide a minimum of two payslips and three bank statements.

Yes, it is absolutely necessary for members to pay their loan back on time, interest is added to loans daily and if you do not keep on track with your repayments it may cause interest arrears to build up.

Yes, we may refuse member loan applications if it is unaffordable.

We recommend to all our members to keep their repayments up to date and not to fall into arrears. It is also recommended for members to continue consistent savings where possible alongside their repayments in order to have money to fall back on if needed.

The amount of your shares which will be locked in as security on your loan is agreed on application for your loan. As a result, when you are repaying your loan you cannot withdraw the pledged shares.