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PHONE-A-LOAN: 1800-410-400 (FREEFONE) GENERAL QUERIES: 021-4963384

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Lough Credit Union Lough Credit Union
  • CU Online Login
    Become a Member
    • Home
    • Our Loans
      • Loan Calculator
      • Motor Loans
      • Lough, Stock & Barrel Loans
      • Welcome Loan
      • Consolidation Loan
      • Personal Loans
      • Education Loans
      • CU Greener Homes
      • Personal Micro Credit Loans
      • Secure Loans
      • Apply Now
      • Why Choose Us
    • Join Us
      • Benefits of Membership
      • Become A Member
    • Information
      • About Us
      • Volunteer with The Lough Credit Union
    • Services
      • Lough Loyalty Fob
      • Savings
    • News
      • Latest News
      • Current Job Vacancies
      • PSD2
    • CU-Online
      • About CU-Online
      • Login
      • Register
    • Contact

    Become A Member Today

    Once you complete the application process you will be able to enjoy the many benefits that membership of The Lough Credit Union offers. We cater for individual and joint membership accounts as well as clubs & societies. Apply online or in your local branch.

    CLICK HERE TO APPLY ONLINE

    Benefits of Membership

    • No hefty fees or charges like with the banks
    • Access to competitive loan interest rates with flexible repayment options
    • Free online banking suite (CU-Online) including a fingerprint login mobile app (CUAnywhere), available on Apple and Android
    • Amazing service in branches that are open almost 40 hours a week, including Saturday mornings
    • On demand access to your savings, which are secured up to €100,000
    • Free loan protection and savings insurances
    • Annual dividend payment, when approved by AGM
    • Supporting your local community through our sponsorships and community activity

    You can complete a nomination form enabling you to nominate any person(s) to receive the money in your account in the event of your death up to a value of €23,000.

    Joining The Lough Credit Union

    Joining is easy! To become a member all you need to do is be LIVING, WORKING or STUDYING within our common bond – see on our map below. Click here to apply online, or pop into one of our offices to provide the following:

    Proof of Identification

    (must show DOB and recent photo):

    • Current valid passport
    • Current valid driving license
    • National ID
    proof-of-identifiaction

    Proof of Address

    (must show current address within the last 6 months)

    • Utility Bill
    • Credit Card Statement
    • Bank Statement
    • Motor/Household Insurance Statement
    • Letter from Social Welfare or other Government Dept
    • A statement form a Credit Union

    Proof of PPSN

    (must show DOB):

    • Payslip
    • P60
    • Medical Card
    pay-slip

    See our Membership rules by clicking the link here > TLCU

    If you do not have one of the above, please contact us and we will do our best to find a solution


    021 496 3384 or staff@loughcu.ie

    Please note that The Lough Credit Union legally cannot accept Public Service Cards as proof of PPS or identification

    Our Common Bond

    Like all Credit Unions, our members share a common bond. This reflects the fact that Credit Unions are mutual organisations run for the benefit of our members. Our common bond extends to any person residing, working or studying in the Lough & Togher areas of Cork City. Historically this area takes in The Lough and Togher and extends from Lehenaghmore and Doughcloyne in the south of our common bond to Western Road in the north (including UCC), and from the Wilton Road in the west to Pouladuff Road and Friar’s Walk in the east of our common bond. Please note that the map beside is a guideline of whether you live, work or study in our common bond.

    Areas in our Common bond:

    UCC, The Lough, Togher, Glasheen, Wilton Road, Pouladuff, Friar’s Walk, Lehanaghmore, Spur Hill, Matthew Hill, Deanrock, Greenmount, Western Road, College Road, Dennehy’s Cross, Victoria Cross, Clashduv, Hartland’s Ave., Pearse Road, Sullivan’s Quay, Gillabbey St., Clarke’s Bridge, Connaught Ave., Barrack St., etc.

    People working or living or in Education in any of the above locations are now eligible for membership including :

    UCC, Bon Secours Hospital, All Industrial estates along Togher Road, University Hall Industrial Park, Sitecast, Doughcloyne Industrial Estate, Southside Industrial Estate, Lehenaghmore Business Park, Industrial estates along Pouladuff Road


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    Opening Hours

    • Mon, Tue: 09.30am – 5pm
    • Wed: 2pm – 5pm (Bandon Road Only/Togher closed)
    • Thurs, Fri: 09.30am – 5pm
    • Sat: 09.30am – 12.30pm (Togher Only)

     

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    Contact Us

    General Queries
    • 021-496-3384
    Email

    staff@loughcu.ie
    loans@loughcu.ie

    Offices

    Main Office
    • 100 – 103 Bandon Rd, Cork
    Togher Office
    • Shournagh Lawn, Togher

    © 2020 The Lough Credit Union. All rights reserved.