Become A Member Today

Benefits of Membership

No hefty fees or charges like with the banks
Access to competitive loan interest rates with flexible repayment options
Free online banking suite (CU-Online) including a fingerprint login mobile app (CUAnywhere), available on Apple and Android
Amazing service in branches that are open almost 40 hours a week, including Saturday mornings
On demand access to your savings, which are secured up to €100,000
Free loan protection and savings insurances
Annual dividend payment, when approved by AGM
Supporting your local community through our sponsorships and community activity

You can complete a nomination form enabling you to nominate any person(s) to receive the money in your account in the event of your death up to a value of €23,000. Download a Nomination Form here

Once we have these you will be able to enjoy the many benefits that membership of The Lough Credit Union offers. We cater for individual and joint membership accounts as well as clubs & societies. Membership application forms are available on our downloads page.

CLICK HERE TO CALCULATE YOUR LOAN

Joining The Lough Credit Union

Joining is easy! To become a member all you need to do is be LIVING, WORKING or STUDYING within our common bond – see on our map below – and pop into one of our offices to provide the following:

Proof of Identification

(must show DOB and recent photo):

Current valid passport
Current valid driving license
National ID
Garda ML10 Form

Proof of Address

(must show current address within the last 6 months)

Utility Bill
Credit Card Statement
Bank Statement
Motor/Household Insurance Statement
Letter from Social Welfare or other Government Dept
CU Statement

Proof of PPSN

(must show DOB and recent photo):

Payslip
P60
Medical Card

If you do not have one of the above, please contact us and we will do our best to find a solution

021 396 3384 or staff@loughcu.ie

Please note that The Lough Credit Union legally cannot accept Public Service Cards as proof of PPS or identification

Our Common Bond

Like all Credit Unions, our members share a common bond. This reflects the fact that Credit Unions are mutual organisations run for the benefit of our members. Our common bond extends to any person residing, working or studying in the Lough & Togher areas of Cork City. Historically this area takes in The Lough and Togher and extends from Lehenaghmore and Doughcloyne in the south of our common bond to Western Road in the north (including UCC), and from the Wilton Road in the west to Pouladuff Road and Friar’s Walk in the east of our common bond. Please note that the map beside is a guideline of whether you live, work or study in our common bond.

Benefits of Membership

Joining The Lough Credit Union

Joining is easy! To become a member all you need to do is be LIVING, WORKING or STUDYING within our common bond – see on our map below – and pop into one of our offices to provide the following:

Proof of Identification

Proof of Address

Proof of PPSN

If you do not have one of the above, please contact us and we will do our best to find a solution

Please note that The Lough Credit Union legally cannot accept Public Service Cards as proof of PPS or identification

Our Common Bond

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Main Office

Togher Office