3 Easy Ways
![online](https://loughcu.ie/wp-content/uploads/2018/07/online.png)
![by-phone](https://loughcu.ie/wp-content/uploads/2018/07/by-phone.png)
02.Contact Us
Phone-A-Loan on 1800 410 400 or email our loans officers at loans@loughcu.ie
![In-Person](https://loughcu.ie/wp-content/uploads/2018/07/In-Person.png)
Calculate your loan
Estimate loan repayments & rapid enquiries.
Advantages of Borrowing
From The Lough Credit Union
Same Day Loan Decisions
Apply the Same Day You Join
Flexible Repayment Options
Competitive Interest Rates
Free Loan Protection Insurance
Free Online Banking
Supporting Your Community
![Advantages-of-Borrowing](https://loughcu.ie/wp-content/uploads/2018/07/Advantages-of-Borrowing.jpg)
What You Need to Apply for a
Lough Credit Union Loan
a. Up to €2,000:
– 1 recent payslip/social welfare/pension slip
b. Between €2,001 – €10,000:
– 2 recent payslips/social welfare/pension slips
– 1 full month bank statement (within the last 3 months)
c. €10,001 – €30,000
– 3 recent payslips/social welfare/pension slips
– Current 2 month Bank statement
d. €30,000
– 3 recent payslips/social welfare/pension slips
– Current 3 month Bank statement
d. Please Note:
– Irish Credit Bureau and/or Central Credit Register checks will be done for the majority of loan applications
– In certain circumstances a guarantor may be required for your loan
– Different documentation is required for self-employed applicants
Why Our Members Choose Us
The Lough Credit Union has issued thousands of loan over the past
51 years to our loyal members and the inhabitants of Cork.
![Dedicated-Specialists copy](https://loughcu.ie/wp-content/uploads/2018/07/Dedicated-Specialists-copy.png)
Outstanding Staff & Online
At The Lough Credit Union we pride ourselves on our excellent staff and amazing in-house knowledge. Along with our face-to-face services we also provide you with full online banking including a mobile app where you can login with just your fingerprint (CUAnywhere). Whatever your preference, we have your covered.
![Success-Stories-Rating](https://loughcu.ie/wp-content/uploads/2018/07/Success-Stories-Rating.png)
Competitive Loan Rates
Competitive rates are very important to us. We want to always provide amazing service to our members with the best rates that we can offer. Currently, we have some of the most competitive rates on the market along with the finest service you could ask for.
![Appraisal-Fees](https://loughcu.ie/wp-content/uploads/2018/07/Appraisal-Fees.png)
Flexible Loan Repayments
Unlike other financial providers, our loans offer you flexible repayments. This means that you can choose repayments that suit your needs. If you need to change your repayments at any time or are in a position to repay your loan faster, we are always here to help.